College Financial Planning

How Can You Pay for Your Kid to go to College, Spend and Save as You Are Now, and Increase the Amount of Money You have for Retirement?

It sounds too good to be true. And it is too good to be true… unless you know the ins and outs of the college funding system and you pick up a few tips from us on how to use your household cash.

It’s not too late!

Our College Financial Planning Services can help you…

  • Learn how to gain financial aid even if you don’t qualify for need-based money.
  • Use the IRS to pay for up to $9,000 of your student’s money for college.
  • Learn that private colleges can be just as affordable as state colleges, even when the initial tuition amount is more than twice as much.
  • Earn money while searching for money to pay for college.
  • Pay for college, save thousands toward retirement, and pay off your mortgage in record time!

College is an investment in your child’s future. It may be tempting to take the loans that are offered in abundance to pay for this critical investment in your child, but loans are not the only option.

Ask to speak to one of our College Financial Planning Specialists for information that could be valuable to your future, as well as that of your child.

Let Us Help:

How to Use AI For Business Growth: 10 Prompts for Inland Empire Small Business Owners

 Quick Answer: Learning how to use AI for business successfully relies on using targeted prompts to audit operational drag and organize strategic growth ideas. These practical prompts help business owners turn raw AI brainstorming into actionable meeting...

Should Your Inland Empire Business Make an LLC to S Corp Conversion This Tax Year?

 Quick Answer: An LLC to S Corp conversion is an IRS tax status election that becomes financially beneficial once your business achieves $60,000 to $100,000+ in annual net profit. By preserving your legal LLC structure while splitting income into a...

Succession Planning Best Practices to Maximize Your Inland Empire Business’s Final Valuation

 Quick Answer: The core business succession planning best practices come down to three things: giving yourself a 2-to-5-year runway, setting up your team to run the day-to-day without you, and cleaning up your financials. Before you sign any paperwork,...

How Do I Maximize My Inland Empire Small Business Tax Write-Offs in 2026?

 Quick Answer: In 2026, small business owners can instantly write off the full cost of qualifying equipment, software, and vehicles by pairing the increased Section 179 deduction limit of $2,560,000 with the newly reinstated 100% Bonus Depreciation...

How to Check Your Inland Empire Small Business Profitability Midyear

 Quick Answer: A midyear review of small business profitability is a strategic financial assessment that compares your year-to-date revenue and expenses against your initial annual goals. Doing this diagnostic check in June or July allows business owners to...

How Does Equipment Depreciation Work For Assets Inland Empire Business Owners Throw Away?

 Quick Answer: When small business owners discard broken equipment without updating their fixed asset listing, they create "ghost assets." These paper-only items cause businesses to continuously overpay on local property taxes and miss out on lump-sum...

Garrett & Associates, CPA’s Playbook to Choosing the Right Entity Type For Business Success

 Quick Answer: Selecting the optimal entity type for business success requires matching your corporate structure to the specific legal risks and tax rules of your industry. A mismatched framework can leave your personal savings vulnerable to sector-specific...

The Garrett & Associates, CPA Guide to Minimizing Credit Card Processing Fees For Small Business Owners

 Quick Answer: Small business owners can minimize credit card processing fees by switching from a flat-rate provider to an interchange-plus plan, which passes the true wholesale cost of a swipe straight to you. You can trim costs even further by routing...

How Does The Employer Credit For Family and Medical Leave Work for Inland Empire Small Businesses?

 Quick Answer: The employer credit for family and medical leave provides small businesses a federal tax credit worth 12.5% to 25% of qualified leave costs. In 2026, you can claim this credit on actual wages paid during FMLA leave or on commercial insurance...

How To Hire An Intern For The Summer For Your Inland Empire Business

 Key TakeawaysPaid summer interns must be classified as W-2 temporary employees rather than 1099 independent contractors because they operate under your direct supervision. To legally hire an unpaid intern, your program must pass the strict DOL "Primary...

Ready to come in for an appointment?

Click here to schedule a time to meet with us. We will NOT make dealing with a tax professional as painful as it’s been in the past!

Contact Us